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So if you must take out debt to pay your festive bills, how should you do it? First, the things to avoid. The obvious one is payday loans. These, offered by the likes of wonga.comand quickquid.co.uk, will lend you money very fast and with very few questions asked. But they'll really make you pay for it. Check out the websites and you will find that the equivalent annual interest for the average payday loan is well over 2,000%. Yes, 2,000%. Borrow too much at that kind of rate and you'll be paying it off long beyond next Christmas.
Then there's another curveball - what about the URL quickquid.co.uk, that doesn't look very US-centric. Heading over there redirects to casheuronetukadministration.grantthornton.co.uk which advises that as of last month, "The Administration of CashEuroNet UK, LLC has closed and the Joint Administrators have ceased to act". So something has obviously been wound up, wonder what was there originally? I had to go back a few years to find this: 781b155fdc